Plano, TX
Plano, TX landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Plano landscapers and lawn care companies. A quote is not a binder.
Collin County is the working territory for Plano's landscapers: the Census Bureau counted 257 landscaping service businesses there in 2023, out of 5,568 statewide. Plano itself has about 293,286 residents.
Landscaping firms near Plano
| Census 2023 | Collin County | All of Texas |
|---|---|---|
| Landscaping services establishments | 257 | 5,568 |
| Landscaping services employees | 2,989 | 60,794 |
| Annual payroll per landscaping employee | $53,878 | $48,920 |
| All services to buildings and dwellings | 629 | 12,950 |
| Nursery, garden center, and farm supply stores | 32 | 1,107 |
| Landscaping firms with fewer than 5 employees | 55% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (55% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
The county also has 32 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
Plano yards and grounds
Plano has 117,686.0 housing units, 64% of them single-family homes (Texas: 67%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
With 28% of its 155,370 workers home-based, Plano has more residents home during the workday than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Chemical application rules for Plano crews
If your Plano company applies pesticides or herbicides, check licensing with the Texas Department of Agriculture and ask your agent for an applicator endorsement.
Texas employed about 63,430 landscaping and groundskeeping workers in May 2025 (BLS). Every one of them works around blades, heat, and traffic.
Plano next to other Texas markets
Houston's county (Harris County) has 677 landscaping firms. Bexar County, which includes San Antonio, counts 312 landscaping services establishments. Frisco shares the same county landscaping market as Plano, with 80,353.0 housing units. Ranked by landscaping firms in the county, Plano is number 11 among 30 Texas city guides here.
What underwriters ask Plano landscapers
- Year, make, VIN, and drivers
- Tree work height
- Three to five years of claims history
- Commercial contracts
- Gross receipts for the last year
- Crew size and payroll
Start a Plano landscaper quote
Plano landscaper insurance FAQ
Which policies do lawn care companies in Plano carry?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.
How many landscaping companies are in Collin County?
The Census Bureau counted 257 landscaping service establishments in Collin County in 2023.
Do Plano HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Plano
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research