Landscaper insurance guide
Landscaper insurance application checklist
Having this ready speeds up quotes and helps make sure nothing is left uncovered.
Business
- Services offered and share of each
- Annual revenue and residential versus commercial mix
- Years in business and licenses held
People and vehicles
- Employees and payroll by role
- Driver list for motor vehicle record checks
- Vehicles and trailers with VINs
Equipment and history
- Equipment list with values
- Current policies and renewal dates
- Loss runs
Frequently asked questions
Do I need loss runs?
If you had prior coverage, insurers usually want three to five years of loss runs.
What if I'm a new business?
Insurers will use projected revenue and payroll and consider your experience.
Should I list every piece of equipment?
List high-value items with serial numbers; smaller tools can be grouped.
More coverage and guides
- General liability for landscapers
- Workers' compensation for landscapers
- Commercial auto for landscapers
- Tools and equipment coverage
- Insurance for lawn care businesses
- Tree and shrub service insurance
- Irrigation contractor insurance
- Groundskeeping insurance
- Pesticide and herbicide liability
- What affects landscaper insurance cost
- Landscaping crew safety checklist
- Snow removal insurance
- Landscaper insurance application checklist
Last updated October 15, 2026 · How we research