General liability for landscapers
What landscaper general liability covers, including mower-thrown rocks, damaged sprinkler heads, and client injuries, plus limits commercial clients require.
Workers' compensation for landscapers
How workers' comp covers landscaping crew injuries, from mower accidents to heat illness, and what drives landscaper rates.
Commercial auto for landscapers
Insuring landscaping trucks, dump trucks, and trailers, including equipment on trailers and crew members who drive.
Tools and equipment coverage
How inland marine coverage protects mowers, trimmers, skid steers, and trailers from theft and damage on the job and in transit.
Insurance for lawn care businesses
Coverage for lawn mowing and maintenance businesses, from solo operators to multi-crew companies.
Tree and shrub service insurance
Coverage for tree trimming, pruning, and removal, including height limits, falling-limb damage, and higher workers' comp rates.
Irrigation contractor insurance
Insurance for irrigation installers and repair crews: water damage, utility strikes, completed operations, and equipment.
Groundskeeping insurance
Coverage for commercial grounds maintenance contractors serving HOAs, office parks, schools, and municipalities.
Last updated October 15, 2026 · How we research