San Antonio, TX
San Antonio, TX landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for San Antonio landscapers and lawn care companies. A quote is not a binder.
Landscaping is a sizable trade around San Antonio. Bexar County had 312 landscaping service establishments in 2023, 5.6% of the Texas total.
Bexar County landscaping industry
| Census 2023 | Bexar County | All of Texas |
|---|---|---|
| Landscaping services establishments | 312 | 5,568 |
| Landscaping services employees | 2,984 | 60,794 |
| Annual payroll per landscaping employee | $45,934 | $48,920 |
| All services to buildings and dwellings | 798 | 12,950 |
| Nursery, garden center, and farm supply stores | 27 | 1,107 |
| Landscaping firms with fewer than 5 employees | 60% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (60% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
With 27 garden centers and nurseries in the county, installation crews have local sources for stock. Installation work brings completed operations exposure that maintenance-only crews avoid.
Lawns and properties in San Antonio
Half of San Antonio's homes were built before 1986. Newer subdivisions with irrigation systems and young plantings mean installation, irrigation service, and HOA maintenance work.
With 14% of its 706,519 workers home-based, San Antonio has fewer residents home during the day than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Pesticide licensing for San Antonio landscapers
In Texas, the Texas Department of Agriculture licenses commercial pesticide applicators. San Antonio crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
Landscaping markets around San Antonio
Houston's county (Harris County) has 677 landscaping firms. Dallas's county (Dallas County) has 497 landscaping firms. Ranked by landscaping firms in the county, San Antonio is number 10 among 30 Texas city guides here.
Get ready for a San Antonio landscaping quote
- Crew size and payroll
- Chemical application
- Tree work height
- Vehicles and trailers
- HOA and property manager insurance requirements
- High-value machines with serial numbers
Start a San Antonio landscaper quote
San Antonio landscaper insurance FAQ
Which policies do lawn care companies in San Antonio carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Bexar County?
The Census Bureau counted 312 landscaping service establishments in Bexar County in 2023.
Do San Antonio HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Texas landscaping towns nearby
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research