El Paso, TX
Insurance for El Paso, TX landscapers
County landscaping data, chemical licensing, and what insurers ask El Paso crews. A quote is not a binder.
Landscaping is a sizable trade around El Paso. El Paso County had 88 landscaping service establishments in 2023, 1.6% of the Texas total.
Landscaping firms near El Paso
| Census 2023 | El Paso County | All of Texas |
|---|---|---|
| Landscaping services establishments | 88 | 5,568 |
| Landscaping services employees | 801 | 60,794 |
| Annual payroll per landscaping employee | $30,742 | $48,920 |
| All services to buildings and dwellings | 268 | 12,950 |
| Nursery, garden center, and farm supply stores | 6 | 1,107 |
| Landscaping firms with fewer than 5 employees | 60% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In El Paso County, 60% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
With 6 garden centers and nurseries in the county, installation crews have local sources for stock. Installation work brings completed operations exposure that maintenance-only crews avoid.
The El Paso customer base
El Paso has 265,320.0 housing units, 70% of them single-family homes (Texas: 67%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
9% of El Paso workers work from home (state: 14%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Chemical application rules for El Paso crews
In Texas, the Texas Department of Agriculture licenses commercial pesticide applicators. El Paso crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
Where El Paso fits
Landscapers around Houston number 677 at the county level. Landscapers around San Antonio number 312 at the county level. Ranked by landscaping firms in the county, El Paso is number 18 among 30 Texas city guides here.
Get ready for a El Paso landscaping quote
- Loss runs
- Services and revenue share
- Products used and applicator licenses
- Vehicles and trailers
- Annual revenue
- Employees and payroll by job type
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Common questions from El Paso landscapers
Which policies do lawn care companies in El Paso carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How big is the landscaping industry around El Paso?
The Census Bureau counted 88 landscaping service establishments in El Paso County in 2023.
Do El Paso HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Texas landscaping towns nearby
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research