Houston, TX
Insurance for Houston, TX landscapers
Liability, auto, equipment, and workers' comp for Houston landscapers and lawn care companies. A quote is not a binder.
About 2,310,000 people live in Houston, and the surrounding county supports 677 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
Harris County landscaping industry
| Census 2023 | Harris County | All of Texas |
|---|---|---|
| Landscaping services establishments | 677 | 5,568 |
| Landscaping services employees | 13,190 | 60,794 |
| Annual payroll per landscaping employee | $53,962 | $48,920 |
| All services to buildings and dwellings | 1,731 | 12,950 |
| Nursery, garden center, and farm supply stores | 86 | 1,107 |
| Landscaping firms with fewer than 5 employees | 53% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Most local landscapers are small: 53% of Harris County's landscaping firms have fewer than five employees. For an owner-operator, the essentials are general liability, a commercial auto policy for the truck and trailer, and equipment coverage.
86 nursery and garden supply retailers operate in Harris County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
The Houston customer base
Single-family homes make up 48% of Houston's 1,040,576.0 housing units. Buildings of five or more units account for 44%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
With 13% of its 1,124,668 workers home-based, Houston has fewer residents home during the day than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Chemical application rules for Houston crews
Chemical application is regulated in Texas by the Texas Department of Agriculture. For Houston landscapers, drift and misapplication claims are the main insurance concern.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
Houston next to other Texas markets
San Antonio's county (Bexar County) has 312 landscaping firms. Landscapers around Dallas number 497 at the county level. Pasadena shares the same county landscaping market as Houston, with 53,756.0 housing units. On county landscaping firm count, Houston comes in 1st of the 30 Texas cities we cover.
Houston landscaper quote prep
- Vehicles and trailers
- HOA and property manager insurance requirements
- Tree work height
- Gross receipts for the last year
- Crew size and payroll
- Products used and applicator licenses
Start a Houston landscaper quote
Common questions from Houston landscapers
What insurance do Houston landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.
How many landscaping companies are in Harris County?
The Census Bureau counted 677 landscaping service establishments in Harris County in 2023.
What do Houston property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Texas landscaping towns nearby
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research