Fort Worth, TX
Insurance for Fort Worth, TX landscapers
Liability, auto, equipment, and workers' comp for Fort Worth landscapers and lawn care companies. A quote is not a binder.
Landscaping is a sizable trade around Fort Worth. Tarrant County had 404 landscaping service establishments in 2023, 7.3% of the Texas total.
Landscaping firms near Fort Worth
| Census 2023 | Tarrant County | All of Texas |
|---|---|---|
| Landscaping services establishments | 404 | 5,568 |
| Landscaping services employees | 4,826 | 60,794 |
| Annual payroll per landscaping employee | $49,886 | $48,920 |
| All services to buildings and dwellings | 950 | 12,950 |
| Nursery, garden center, and farm supply stores | 49 | 1,107 |
| Landscaping firms with fewer than 5 employees | 56% | 59% |
Census County Business Patterns (2023 data year).
In Tarrant County, 56% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
49 nursery and garden supply retailers operate in Tarrant County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
The Fort Worth customer base
Half of Fort Worth's homes were built before 1995. Newer subdivisions with irrigation systems and young plantings mean installation, irrigation service, and HOA maintenance work.
With 14% of its 474,214 workers home-based, Fort Worth has fewer residents home during the day than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Fort Worth landscapers
Landscapers applying weed or insect control for Fort Worth clients generally need a commercial applicator license from the Texas Department of Agriculture. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
Texas employed about 63,430 landscaping and groundskeeping workers in May 2025 (BLS). Every one of them works around blades, heat, and traffic.
Fort Worth next to other Texas markets
Harris County, which includes Houston, counts 677 landscaping services establishments. Bexar County, which includes San Antonio, counts 312 landscaping services establishments. Arlington shares the same county landscaping market as Fort Worth, with 153,137.0 housing units. On county landscaping firm count, Fort Worth comes in 7th of the 30 Texas cities we cover.
Get ready for a Fort Worth landscaping quote
- Crew size and payroll
- Chemical application
- Commercial contracts
- High-value machines with serial numbers
- Services and revenue share
- Tree work height
Start a Fort Worth landscaper quote
Fort Worth landscaper insurance FAQ
What insurance do Fort Worth landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Tarrant County?
The Census Bureau counted 404 landscaping service establishments in Tarrant County in 2023.
What do Fort Worth property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Fort Worth
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research