McKinney, TX
Landscaper insurance in McKinney, Texas
County landscaping data, chemical licensing, and what insurers ask McKinney crews. A quote is not a binder.
Landscaping is a sizable trade around McKinney. Collin County had 257 landscaping service establishments in 2023, 4.6% of the Texas total.
Landscaping firms near McKinney
From the U.S. Census Bureau, County Business Patterns 2023: landscaping services (NAICS 561730), services to buildings and dwellings (NAICS 5617), nursery and garden centers (NAICS 444220), and all industries.
What McKinney's housing means for landscapers
Half of McKinney's homes were built before 2008. Newer subdivisions with irrigation systems and young plantings mean installation, irrigation service, and HOA maintenance work.
McKinney: 36% renter-occupied, median housing year 2007.
With 24% of its 109,598 workers home-based, McKinney has more residents home during the workday than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Spraying for hire in McKinney
In Texas, the Texas Department of Agriculture licenses commercial pesticide applicators. McKinney crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
McKinney next to other Texas markets
Harris County, which includes Houston, counts 677 landscaping services establishments. San Antonio's county (Bexar County) has 312 landscaping firms. Neighboring Plano, also in Collin County, has a median housing year of 1993. On county landscaping firm count, McKinney comes in 13th of the 30 Texas cities we cover.
Get ready for a McKinney landscaping quote
- Products used and applicator licenses
- Annual revenue
- Maximum height and whether you remove trees
- Equipment list
- Crew size and payroll
- Three to five years of claims history
Start a McKinney landscaper quote
Common questions from McKinney landscapers
What insurance do McKinney landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.
How big is the landscaping industry around McKinney?
The Census Bureau counted 257 landscaping service establishments in Collin County in 2023.
What do McKinney property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to McKinney
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research