Pearland, TX
Insurance for Pearland, TX landscapers
Liability, auto, equipment, and workers' comp for Pearland landscapers and lawn care companies. A quote is not a binder.
About 129,620 people live in Pearland, and the surrounding county supports 44 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
Landscaping firms near Pearland
| Census 2023 | Brazoria County | All of Texas |
|---|---|---|
| Landscaping services establishments | 44 | 5,568 |
| Landscaping services employees | 260 | 60,794 |
| Annual payroll per landscaping employee | $38,354 | $48,920 |
| All services to buildings and dwellings | 107 | 12,950 |
| Nursery, garden center, and farm supply stores | 13 | 1,107 |
| Landscaping firms with fewer than 5 employees | 70% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Most local landscapers are small: 70% of Brazoria County's landscaping firms have fewer than five employees. For an owner-operator, the essentials are general liability, a commercial auto policy for the truck and trailer, and equipment coverage.
13 nursery and garden supply retailers operate in Brazoria County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
What Pearland's housing means for landscapers
Renters occupy 24% of Pearland's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
With 14% of its 64,009 workers home-based, Pearland has more residents home during the workday than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Spraying for hire in Pearland
Landscapers applying weed or insect control for Pearland clients generally need a commercial applicator license from the Texas Department of Agriculture. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
Statewide, the median annual wage for landscaping and groundskeeping workers was $36,740 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Landscaping markets around Pearland
Houston's county (Harris County) has 677 landscaping firms. San Antonio's county (Bexar County) has 312 landscaping firms. Ranked by landscaping firms in the county, Pearland is number 26 among 30 Texas city guides here.
What underwriters ask Pearland landscapers
- Employees and payroll by job type
- Chemical application
- Commercial contracts
- Annual revenue
- High-value machines with serial numbers
- Tree work height
Start a Pearland landscaper quote
Pearland landscaper insurance FAQ
What insurance do Pearland landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.
How many landscaping companies are in Brazoria County?
The Census Bureau counted 44 landscaping service establishments in Brazoria County in 2023.
What do Pearland property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Texas landscaping towns nearby
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research