Midland, TX

Insurance for Midland, TX landscapers

Liability, auto, equipment, and workers' comp for Midland landscapers and lawn care companies. A quote is not a binder.

Midland County is the working territory for Midland's landscapers: the Census Bureau counted 40 landscaping service businesses there in 2023, out of 5,568 statewide. Midland itself has about 143,687 residents.

Landscaping firms near Midland

Census 2023Midland CountyAll of Texas
Landscaping services establishments405,568
Landscaping services employees32160,794
Annual payroll per landscaping employee$51,199$48,920
All services to buildings and dwellings11812,950
Nursery, garden center, and farm supply stores41,107
Landscaping firms with fewer than 5 employees58%59%

Counts: County Business Patterns 2023, NAICS 561730 and related codes.

In Midland County, 58% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.

The county also has 4 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.

Lawns and properties in Midland

Single-family homes make up 68% of Midland's 57,260.0 housing units. Buildings of five or more units account for 23%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.

With 6% of its 66,410 workers home-based, Midland has fewer residents home during the day than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.

Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.

Spraying for hire in Midland

Chemical application is regulated in Texas by the Texas Department of Agriculture. For Midland landscapers, drift and misapplication claims are the main insurance concern.

BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).

Midland next to other Texas markets

Houston's county (Harris County) has 677 landscaping firms. San Antonio's county (Bexar County) has 312 landscaping firms. Ranked by landscaping firms in the county, Midland is number 27 among 30 Texas city guides here.

Midland landscaper quote prep

  • Equipment list
  • Tree work height
  • Crew size and payroll
  • Three to five years of claims history
  • Commercial contracts
  • Chemical application

Start a Midland landscaper quote

Common questions from Midland landscapers

What insurance do Midland landscapers need?

Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.

How big is the landscaping industry around Midland?

The Census Bureau counted 40 landscaping service establishments in Midland County in 2023.

What do Midland property managers require from landscapers?

Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.

Landscaper guides close to Midland

Landscaper insurance in Texas · Coverage

Last updated October 15, 2026 · How we research