Lubbock, TX
Insurance for Lubbock, TX landscapers
Liability, auto, equipment, and workers' comp for Lubbock landscapers and lawn care companies. A quote is not a binder.
Lawn, landscape, and grounds companies serving Lubbock (272,086 people) compete in a county with 86 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 580 people.
Landscaping firms near Lubbock
| Census 2023 | Lubbock County | All of Texas |
|---|---|---|
| Landscaping services establishments | 86 | 5,568 |
| Landscaping services employees | 580 | 60,794 |
| Annual payroll per landscaping employee | $39,805 | $48,920 |
| All services to buildings and dwellings | 183 | 12,950 |
| Nursery, garden center, and farm supply stores | 10 | 1,107 |
| Landscaping firms with fewer than 5 employees | 60% | 59% |
From the U.S. Census Bureau, County Business Patterns 2023: landscaping services (NAICS 561730), services to buildings and dwellings (NAICS 5617), nursery and garden centers (NAICS 444220), and all industries.
Most local landscapers are small: 60% of Lubbock County's landscaping firms have fewer than five employees. For an owner-operator, the essentials are general liability, a commercial auto policy for the truck and trailer, and equipment coverage.
The county also has 10 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
Lubbock yards and grounds
Lubbock has 118,143.0 housing units, 68% of them single-family homes (Texas: 67%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
Census data show 7% of Lubbock's employed residents work from home. Crews working near occupied homes should clear yards of debris before mowing and keep trailers out of driveways.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Lubbock landscapers
Chemical application is regulated in Texas by the Texas Department of Agriculture. For Lubbock landscapers, drift and misapplication claims are the main insurance concern.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
Where Lubbock fits
Houston's county (Harris County) has 677 landscaping firms. Bexar County, which includes San Antonio, counts 312 landscaping services establishments. On county landscaping firm count, Lubbock comes in 19th of the 30 Texas cities we cover.
Get ready for a Lubbock landscaping quote
- Employees and payroll by job type
- Tree work height
- Gross receipts for the last year
- Equipment list
- HOA and property manager insurance requirements
- Vehicles and trailers
Start a Lubbock landscaper quote
Common questions from Lubbock landscapers
What insurance do Lubbock landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.
How many landscaping companies are in Lubbock County?
The Census Bureau counted 86 landscaping service establishments in Lubbock County in 2023.
Do Lubbock HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Texas landscaping towns nearby
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research