Killeen, TX

Landscaper insurance in Killeen, Texas

County landscaping data, chemical licensing, and what insurers ask Killeen crews. A quote is not a binder.

Lawn, landscape, and grounds companies serving Killeen (160,616 people) compete in a county with 69 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 531 people.

Bell County landscaping industry

Census 2023Bell CountyAll of Texas
Landscaping services establishments695,568
Landscaping services employees53160,794
Annual payroll per landscaping employee$40,701$48,920
All services to buildings and dwellings16512,950
Nursery, garden center, and farm supply stores121,107
Landscaping firms with fewer than 5 employees58%59%

Census County Business Patterns (2023 data year).

Small operations dominate the county's landscaping trade (58% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.

12 nursery and garden supply retailers operate in Bell County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.

Lawns and properties in Killeen

Renters occupy 51% of Killeen's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.

8% of Killeen workers work from home (state: 14%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.

Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.

Spraying for hire in Killeen

If your Killeen company applies pesticides or herbicides, check licensing with the Texas Department of Agriculture and ask your agent for an applicator endorsement.

BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).

Killeen next to other Texas markets

Houston's county (Harris County) has 677 landscaping firms. Landscapers around San Antonio number 312 at the county level. Ranked by landscaping firms in the county, Killeen is number 21 among 30 Texas city guides here.

What underwriters ask Killeen landscapers

  • Mowing, installation, tree, chemical, snow: share of revenue for each
  • Commercial contracts
  • Vehicles and trailers
  • Products used and applicator licenses
  • Equipment list
  • Tree work height

Start a Killeen landscaper quote

Common questions from Killeen landscapers

Which policies do lawn care companies in Killeen carry?

General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Texas page.

How big is the landscaping industry around Killeen?

The Census Bureau counted 69 landscaping service establishments in Bell County in 2023.

Do Killeen HOAs require certificates?

Most ask for $1 million liability limits and additional insured endorsements. See general liability.

Landscaper guides close to Killeen

Landscaper insurance in Texas · Coverage

Last updated October 15, 2026 · How we research