Carrollton, TX
Carrollton, TX landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Carrollton landscapers and lawn care companies. A quote is not a binder.
Lawn, landscape, and grounds companies serving Carrollton (135,456 people) compete in a county with 232 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 2,564 people.
The Carrollton-area green industry
| Census 2023 | Denton County | All of Texas |
|---|---|---|
| Landscaping services establishments | 232 | 5,568 |
| Landscaping services employees | 2,564 | 60,794 |
| Annual payroll per landscaping employee | $50,495 | $48,920 |
| All services to buildings and dwellings | 555 | 12,950 |
| Nursery, garden center, and farm supply stores | 29 | 1,107 |
| Landscaping firms with fewer than 5 employees | 59% | 59% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (59% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
With 29 garden centers and nurseries in the county, installation crews have local sources for stock. Installation work brings completed operations exposure that maintenance-only crews avoid.
Carrollton yards and grounds
Single-family homes make up 64% of Carrollton's 54,365.0 housing units. Buildings of five or more units account for 29%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
Large multifamily buildings hold 29% of Carrollton's housing, and 41% of households rent.
With 22% of its 77,318 workers home-based, Carrollton has more residents home during the workday than the state average (14%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Carrollton landscapers
Chemical application is regulated in Texas by the Texas Department of Agriculture. For Carrollton landscapers, drift and misapplication claims are the main insurance concern.
Statewide, the median annual wage for landscaping and groundskeeping workers was $36,740 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Where Carrollton fits
Harris County, which includes Houston, counts 677 landscaping services establishments. Landscapers around San Antonio number 312 at the county level. Neighboring Denton, also in Denton County, has a median housing year of 1997. On county landscaping firm count, Carrollton comes in 16th of the 30 Texas cities we cover.
Carrollton landscaper quote prep
- Mowing, installation, tree, chemical, snow: share of revenue for each
- Crew size and payroll
- Vehicles and trailers
- Products used and applicator licenses
- Gross receipts for the last year
- Three to five years of claims history
Start a Carrollton landscaper quote
Carrollton landscaper insurance FAQ
What insurance do Carrollton landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Denton County?
The Census Bureau counted 232 landscaping service establishments in Denton County in 2023.
Do Carrollton HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Carrollton
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research