Brownsville, TX
Insurance for Brownsville, TX landscapers
County landscaping data, chemical licensing, and what insurers ask Brownsville crews. A quote is not a binder.
Cameron County is the working territory for Brownsville's landscapers: the Census Bureau counted 27 landscaping service businesses there in 2023, out of 5,568 statewide. Brownsville itself has about 191,967 residents.
The Brownsville-area green industry
| Census 2023 | Cameron County | All of Texas |
|---|---|---|
| Landscaping services establishments | 27 | 5,568 |
| Landscaping services employees | 153 | 60,794 |
| Annual payroll per landscaping employee | $32,065 | $48,920 |
| All services to buildings and dwellings | 84 | 12,950 |
| Nursery, garden center, and farm supply stores | 4 | 1,107 |
| Landscaping firms with fewer than 5 employees | 67% | 59% |
Census County Business Patterns (2023 data year).
Most local landscapers are small: 67% of Cameron County's landscaping firms have fewer than five employees. For an owner-operator, the essentials are general liability, a commercial auto policy for the truck and trailer, and equipment coverage.
4 nursery and garden supply retailers operate in Cameron County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
The Brownsville customer base
Renters occupy 38% of Brownsville's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
8% of Brownsville workers work from home (state: 14%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Spraying for hire in Brownsville
In Texas, the Texas Department of Agriculture licenses commercial pesticide applicators. Brownsville crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 63,430 landscaping and groundskeeping workers in Texas earning a median $36,740 a year (May 2025).
Brownsville next to other Texas markets
Landscapers around Houston number 677 at the county level. Bexar County, which includes San Antonio, counts 312 landscaping services establishments. Ranked by landscaping firms in the county, Brownsville is number 29 among 30 Texas city guides here.
Brownsville landscaper quote prep
- HOA and property manager insurance requirements
- Three to five years of claims history
- Services and revenue share
- Chemical application
- Tree work height
- Annual revenue
Start a Brownsville landscaper quote
Brownsville landscaper insurance FAQ
Which policies do lawn care companies in Brownsville carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How big is the landscaping industry around Brownsville?
The Census Bureau counted 27 landscaping service establishments in Cameron County in 2023.
What do Brownsville property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Brownsville
Landscaper insurance in Texas · Coverage
Last updated October 15, 2026 · How we research