Lynnwood, WA
Insurance for Lynnwood, WA landscapers
Liability, auto, equipment, and workers' comp for Lynnwood landscapers and lawn care companies. A quote is not a binder.
Snohomish County is the working territory for Lynnwood's landscapers: the Census Bureau counted 443 landscaping service businesses there in 2023, out of 3,194 statewide. Lynnwood itself has about 41,597 residents.
Landscaping firms near Lynnwood
From the U.S. Census Bureau, County Business Patterns 2023: landscaping services (NAICS 561730), services to buildings and dwellings (NAICS 5617), nursery and garden centers (NAICS 444220), and all industries.
In Snohomish County, 66% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
The county also has 35 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
Lawns and properties in Lynnwood
Renters occupy 49% of Lynnwood's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
In Lynnwood, the typical home dates to 1979 and 49% of households rent.
15% of Lynnwood workers work from home (state: 20%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Chemical application rules for Lynnwood crews
Chemical application is regulated in Washington by the Washington State Department of Agriculture. For Lynnwood landscapers, drift and misapplication claims are the main insurance concern.
Statewide, the median annual wage for landscaping and groundskeeping workers was $46,950 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Lynnwood next to other Washington markets
King County, which includes Seattle, counts 843 landscaping services establishments. Spokane County, which includes Spokane, counts 223 landscaping services establishments. Neighboring Everett, also in Snohomish County, has a median housing year of 1981. Ranked by landscaping firms in the county, Lynnwood is number 16 among 30 Washington city guides here.
Get ready for a Lynnwood landscaping quote
- Commercial contracts
- Services and revenue share
- Chemical application
- Year, make, VIN, and drivers
- Equipment list
- Crew size and payroll
Start a Lynnwood landscaper quote
Lynnwood landscaper insurance FAQ
Which policies do lawn care companies in Lynnwood carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Snohomish County?
The Census Bureau counted 443 landscaping service establishments in Snohomish County in 2023.
What do Lynnwood property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Washington landscaping towns nearby
Landscaper insurance in Washington · Coverage
Last updated October 15, 2026 · How we research