Seattle, WA
Seattle, WA landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Seattle landscapers and lawn care companies. A quote is not a binder.
Lawn, landscape, and grounds companies serving Seattle (755,000 people) compete in a county with 843 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 5,653 people.
Landscapers in King County by the numbers
| Census 2023 | King County | All of Washington |
|---|---|---|
| Landscaping services establishments | 843 | 3,194 |
| Landscaping services employees | 5,653 | 19,278 |
| Annual payroll per landscaping employee | $56,950 | $52,617 |
| All services to buildings and dwellings | 1,700 | 6,176 |
| Nursery, garden center, and farm supply stores | 65 | 357 |
| Landscaping firms with fewer than 5 employees | 68% | 69% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Most local landscapers are small: 68% of King County's landscaping firms have fewer than five employees. For an owner-operator, the essentials are general liability, a commercial auto policy for the truck and trailer, and equipment coverage.
65 nursery and garden supply retailers operate in King County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
Lawns and properties in Seattle
Seattle has 393,918.0 housing units, 43% of them single-family homes (Washington: 66%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
Census data show 35% of Seattle's employed residents work from home. Crews working near occupied homes should clear yards of debris before mowing and keep trailers out of driveways.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Seattle landscapers
If your Seattle company applies pesticides or herbicides, check licensing with the Washington State Department of Agriculture and ask your agent for an applicator endorsement.
Statewide, the median annual wage for landscaping and groundskeeping workers was $46,950 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Seattle next to other Washington markets
Neighboring Bellevue, also in King County, has a median housing year of 1982. Ranked by landscaping firms in the county, Seattle is number 1 among 30 Washington city guides here.
Seattle landscaper quote prep
- Commercial contracts
- Vehicles and trailers
- Three to five years of claims history
- Gross receipts for the last year
- Services and revenue share
- Crew size and payroll
Start a Seattle landscaper quote
Common questions from Seattle landscapers
Which policies do lawn care companies in Seattle carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in King County?
The Census Bureau counted 843 landscaping service establishments in King County in 2023.
What do Seattle property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Washington landscaping towns nearby
Landscaper insurance in Washington · Coverage
Last updated October 15, 2026 · How we research