Lakewood, WA

Insurance for Lakewood, WA landscapers

Liability, auto, equipment, and workers' comp for Lakewood landscapers and lawn care companies. A quote is not a binder.

Lawn, landscape, and grounds companies serving Lakewood (62,709 people) compete in a county with 297 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 2,131 people.

Pierce County landscaping industry

Census County Business Patterns (2023 data year).

The Lakewood customer base

Lakewood has 28,591.0 housing units, 51% of them single-family homes (Washington: 66%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.

Lakewood: 52% renter-occupied, median housing year 1975.

9% of Lakewood workers work from home (state: 20%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.

Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.

Pesticide licensing for Lakewood landscapers

Chemical application is regulated in Washington by the Washington State Department of Agriculture. For Lakewood landscapers, drift and misapplication claims are the main insurance concern.

BLS estimates 22,550 landscaping and groundskeeping workers in Washington earning a median $46,950 a year (May 2025).

Where Lakewood fits

Seattle's county (King County) has 843 landscaping firms. Spokane's county (Spokane County) has 223 landscaping firms. Neighboring Tacoma, also in Pierce County, has a median housing year of 1967. On county landscaping firm count, Lakewood comes in 18th of the 30 Washington cities we cover.

Get ready for a Lakewood landscaping quote

  • Equipment list
  • Services and revenue share
  • Commercial contracts
  • Year, make, VIN, and drivers
  • Tree work height
  • Employees and payroll by job type

Start a Lakewood landscaper quote

Lakewood landscaper insurance FAQ

Which policies do lawn care companies in Lakewood carry?

Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.

How big is the landscaping industry around Lakewood?

The Census Bureau counted 297 landscaping service establishments in Pierce County in 2023.

Do Lakewood HOAs require certificates?

Most ask for $1 million liability limits and additional insured endorsements. See general liability.

Landscaper guides close to Lakewood

Landscaper insurance in Washington · Coverage

Last updated October 15, 2026 · How we research