Lacey, WA
Lacey, WA landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Lacey landscapers and lawn care companies. A quote is not a binder.
About 58,644 people live in Lacey, and the surrounding county supports 100 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
Landscaping firms near Lacey
| Census 2023 | Thurston County | All of Washington |
|---|---|---|
| Landscaping services establishments | 100 | 3,194 |
| Landscaping services employees | 579 | 19,278 |
| Annual payroll per landscaping employee | $45,035 | $52,617 |
| All services to buildings and dwellings | 222 | 6,176 |
| Nursery, garden center, and farm supply stores | 13 | 357 |
| Landscaping firms with fewer than 5 employees | 64% | 69% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Thurston County, 64% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
The county also has 13 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
The Lacey customer base
Single-family homes make up 67% of Lacey's 24,652.0 housing units. Buildings of five or more units account for 21%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
With 17% of its 26,343 workers home-based, Lacey has fewer residents home during the day than the state average (20%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Pesticide licensing for Lacey landscapers
In Washington, the Washington State Department of Agriculture licenses commercial pesticide applicators. Lacey crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 22,550 landscaping and groundskeeping workers in Washington earning a median $46,950 a year (May 2025).
Landscaping markets around Lacey
Seattle's county (King County) has 843 landscaping firms. Spokane County, which includes Spokane, counts 223 landscaping services establishments. Olympia shares the same county landscaping market as Lacey, with 26,795.0 housing units. On county landscaping firm count, Lacey comes in 25th of the 30 Washington cities we cover.
Lacey landscaper quote prep
- Tree work height
- Year, make, VIN, and drivers
- Products used and applicator licenses
- Equipment list
- Gross receipts for the last year
- Crew size and payroll
Start a Lacey landscaper quote
Common questions from Lacey landscapers
Which policies do lawn care companies in Lacey carry?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Washington page.
How big is the landscaping industry around Lacey?
The Census Bureau counted 100 landscaping service establishments in Thurston County in 2023.
Do Lacey HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Washington landscaping towns nearby
Landscaper insurance in Washington · Coverage
Last updated October 15, 2026 · How we research