Spearfish, SD
Insurance for Spearfish, SD landscapers
County landscaping data, chemical licensing, and what insurers ask Spearfish crews. A quote is not a binder.
Lawrence County is the working territory for Spearfish's landscapers: the Census Bureau counted 19 landscaping service businesses there in 2023, out of 376 statewide. Spearfish itself has about 13,803 residents.
Lawrence County landscaping industry
| Census 2023 | Lawrence County | All of South Dakota |
|---|---|---|
| Landscaping services establishments | 19 | 376 |
| Landscaping services employees | 27 | 1,460 |
| Annual payroll per landscaping employee | $42,333 | $50,038 |
| All services to buildings and dwellings | 34 | 734 |
| Landscaping firms with fewer than 5 employees | 89% | 77% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Lawrence County, 89% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
What Spearfish's housing means for landscapers
Single-family homes make up 53% of Spearfish's 6,494.0 housing units. Buildings of five or more units account for 29%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
7% of Spearfish workers work from home (state: 10%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Spearfish landscapers
If your Spearfish company applies pesticides or herbicides, check licensing with the South Dakota Department of Agriculture and Natural Resources and ask your agent for an applicator endorsement.
South Dakota employed about 2,980 landscaping and groundskeeping workers in May 2025 (BLS). Every one of them works around blades, heat, and traffic.
Landscaping markets around Spearfish
Sioux Falls's county (Minnehaha County) has 81 landscaping firms. Landscapers around Rapid City number 51 at the county level. On county landscaping firm count, Spearfish comes in 9th of the 15 South Dakota cities we cover.
Spearfish landscaper quote prep
- Three to five years of claims history
- Maximum height and whether you remove trees
- High-value machines with serial numbers
- Products used and applicator licenses
- Gross receipts for the last year
- Crew size and payroll
Start a Spearfish landscaper quote
Spearfish landscaper insurance FAQ
What insurance do Spearfish landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the South Dakota page.
How many landscaping companies are in Lawrence County?
The Census Bureau counted 19 landscaping service establishments in Lawrence County in 2023.
What do Spearfish property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
South Dakota landscaping towns nearby
Landscaper insurance in South Dakota · Coverage
Last updated October 15, 2026 · How we research