Aberdeen, SD
Insurance for Aberdeen, SD landscapers
Liability, auto, equipment, and workers' comp for Aberdeen landscapers and lawn care companies. A quote is not a binder.
Landscaping is a sizable trade around Aberdeen. Brown County had 19 landscaping service establishments in 2023, 5.1% of the South Dakota total.
Brown County landscaping industry
| Census 2023 | Brown County | All of South Dakota |
|---|---|---|
| Landscaping services establishments | 19 | 376 |
| Landscaping services employees | 59 | 1,460 |
| Annual payroll per landscaping employee | $49,390 | $50,038 |
| All services to buildings and dwellings | 34 | 734 |
| Landscaping firms with fewer than 5 employees | 79% | 77% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Brown County, 79% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
What Aberdeen's housing means for landscapers
Renters occupy 38% of Aberdeen's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
With 5% of its 14,715 workers home-based, Aberdeen has fewer residents home during the day than the state average (10%). Thrown-object and property damage claims often come from homeowners who are present.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Pesticide licensing for Aberdeen landscapers
Landscapers applying weed or insect control for Aberdeen clients generally need a commercial applicator license from the South Dakota Department of Agriculture and Natural Resources. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
Statewide, the median annual wage for landscaping and groundskeeping workers was $35,370 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Aberdeen next to other South Dakota markets
Minnehaha County, which includes Sioux Falls, counts 81 landscaping services establishments. Rapid City's county (Pennington County) has 51 landscaping firms. On county landscaping firm count, Aberdeen comes in 8th of the 15 South Dakota cities we cover.
What underwriters ask Aberdeen landscapers
- Year, make, VIN, and drivers
- Loss runs
- Commercial contracts
- Crew size and payroll
- Maximum height and whether you remove trees
- Services and revenue share
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Aberdeen landscaper insurance FAQ
What insurance do Aberdeen landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the South Dakota page.
How big is the landscaping industry around Aberdeen?
The Census Bureau counted 19 landscaping service establishments in Brown County in 2023.
What do Aberdeen property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Landscaper guides close to Aberdeen
Landscaper insurance in South Dakota · Coverage
Last updated October 15, 2026 · How we research