Pierre, SD

Landscaper insurance in Pierre, South Dakota

Liability, auto, equipment, and workers' comp for Pierre landscapers and lawn care companies. A quote is not a binder.

Landscaping is a sizable trade around Pierre. Hughes County had 5 landscaping service establishments in 2023, 1.3% of the South Dakota total.

Landscapers in Hughes County by the numbers

Census 2023Hughes CountyAll of South Dakota
Landscaping services establishments5376
Landscaping services employees61,460
Annual payroll per landscaping employee$31,167$50,038
All services to buildings and dwellings12734
Landscaping firms with fewer than 5 employees100%77%

Census County Business Patterns (2023 data year).

Small operations dominate the county's landscaping trade (100% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.

Pierre yards and grounds

Single-family homes make up 65% of Pierre's 6,399.0 housing units. Buildings of five or more units account for 20%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.

Census data show 4% of Pierre's employed residents work from home. Crews working near occupied homes should clear yards of debris before mowing and keep trailers out of driveways.

Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.

Pesticide licensing for Pierre landscapers

Chemical application is regulated in South Dakota by the South Dakota Department of Agriculture and Natural Resources. For Pierre landscapers, drift and misapplication claims are the main insurance concern.

South Dakota employed about 2,980 landscaping and groundskeeping workers in May 2025 (BLS). Every one of them works around blades, heat, and traffic.

Landscaping markets around Pierre

Minnehaha County, which includes Sioux Falls, counts 81 landscaping services establishments. Pennington County, which includes Rapid City, counts 51 landscaping services establishments. On county landscaping firm count, Pierre comes in 15th of the 15 South Dakota cities we cover.

Pierre landscaper quote prep

  • HOA and property manager insurance requirements
  • High-value machines with serial numbers
  • Vehicles and trailers
  • Employees and payroll by job type
  • Maximum height and whether you remove trees
  • Gross receipts for the last year

Start a Pierre landscaper quote

Common questions from Pierre landscapers

What insurance do Pierre landscapers need?

General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the South Dakota page.

How big is the landscaping industry around Pierre?

The Census Bureau counted 5 landscaping service establishments in Hughes County in 2023.

Do Pierre HOAs require certificates?

Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.

Landscaper guides close to Pierre

Landscaper insurance in South Dakota · Coverage

Last updated October 15, 2026 · How we research