Chester, PA
Chester, PA landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Chester landscapers and lawn care companies. A quote is not a binder.
Lawn, landscape, and grounds companies serving Chester (34,052 people) compete in a county with 268 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 1,717 people.
The Chester-area green industry
| Census 2023 | Delaware County | All of Pennsylvania |
|---|---|---|
| Landscaping services establishments | 268 | 5,179 |
| Landscaping services employees | 1,717 | 28,339 |
| Annual payroll per landscaping employee | $51,082 | $53,983 |
| All services to buildings and dwellings | 452 | 8,735 |
| Nursery, garden center, and farm supply stores | 7 | 524 |
| Landscaping firms with fewer than 5 employees | 63% | 72% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (63% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
7 nursery and garden supply retailers operate in Delaware County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
What Chester's housing means for landscapers
Single-family homes make up 70% of Chester's 14,929.0 housing units. Buildings of five or more units account for 17%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
With 10% of its 12,526 workers home-based, Chester has fewer residents home during the day than the state average (16%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Spraying for hire in Chester
Landscapers applying weed or insect control for Chester clients generally need a commercial applicator license from the Pennsylvania Department of Agriculture. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
Pennsylvania employed about 34,850 landscaping and groundskeeping workers in May 2025 (BLS). Every one of them works around blades, heat, and traffic.
Landscaping markets around Chester
Philadelphia's county (Philadelphia County) has 90 landscaping firms. Pittsburgh's county (Allegheny County) has 496 landscaping firms. On county landscaping firm count, Chester comes in 10th of the 30 Pennsylvania cities we cover.
Get ready for a Chester landscaping quote
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- Services and revenue share
- Annual revenue
- High-value machines with serial numbers
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Common questions from Chester landscapers
Which policies do lawn care companies in Chester carry?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Pennsylvania page.
How big is the landscaping industry around Chester?
The Census Bureau counted 268 landscaping service establishments in Delaware County in 2023.
What do Chester property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Landscaper guides close to Chester
Landscaper insurance in Pennsylvania · Coverage
Last updated October 15, 2026 · How we research