Philadelphia, PA

Philadelphia, PA landscaping and lawn care insurance

Liability, auto, equipment, and workers' comp for Philadelphia landscapers and lawn care companies. A quote is not a binder.

Philadelphia County is the working territory for Philadelphia's landscapers: the Census Bureau counted 90 landscaping service businesses there in 2023, out of 5,179 statewide. Philadelphia itself has about 1,550,000 residents.

Landscaping firms near Philadelphia

Census 2023Philadelphia CountyAll of Pennsylvania
Landscaping services establishments905,179
Landscaping services employees45928,339
Annual payroll per landscaping employee$49,601$53,983
All services to buildings and dwellings3598,735
Landscaping firms with fewer than 5 employees77%72%

Census County Business Patterns (2023 data year).

Small operations dominate the county's landscaping trade (77% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.

What Philadelphia's housing means for landscapers

Philadelphia has 748,270.0 housing units, 64% of them single-family homes (Pennsylvania: 75%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.

With 18% of its 726,419 workers home-based, Philadelphia has more residents home during the workday than the state average (16%). Thrown-object and property damage claims often come from homeowners who are present.

Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.

Pesticide licensing for Philadelphia landscapers

If your Philadelphia company applies pesticides or herbicides, check licensing with the Pennsylvania Department of Agriculture and ask your agent for an applicator endorsement.

BLS estimates 34,850 landscaping and groundskeeping workers in Pennsylvania earning a median $39,500 a year (May 2025).

Philadelphia next to other Pennsylvania markets

Allegheny County, which includes Pittsburgh, counts 496 landscaping services establishments. Allentown's county (Lehigh County) has 136 landscaping firms. On county landscaping firm count, Philadelphia comes in 21st of the 30 Pennsylvania cities we cover.

Philadelphia landscaper quote prep

  • Equipment list
  • Maximum height and whether you remove trees
  • Year, make, VIN, and drivers
  • HOA and property manager insurance requirements
  • Services and revenue share
  • Loss runs

Start a Philadelphia landscaper quote

Philadelphia landscaper insurance FAQ

What insurance do Philadelphia landscapers need?

Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.

How many landscaping companies are in Philadelphia County?

The Census Bureau counted 90 landscaping service establishments in Philadelphia County in 2023.

What do Philadelphia property managers require from landscapers?

Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.

Pennsylvania landscaping towns nearby

Landscaper insurance in Pennsylvania · Coverage

Last updated October 15, 2026 · How we research