Medford, OR
Landscaper insurance in Medford, Oregon
Liability, auto, equipment, and workers' comp for Medford landscapers and lawn care companies. A quote is not a binder.
About 86,301 people live in Medford, and the surrounding county supports 128 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
The Medford-area green industry
| Census 2023 | Jackson County | All of Oregon |
|---|---|---|
| Landscaping services establishments | 128 | 1,893 |
| Landscaping services employees | 443 | 11,299 |
| Annual payroll per landscaping employee | $40,418 | $47,815 |
| All services to buildings and dwellings | 228 | 3,633 |
| Nursery, garden center, and farm supply stores | 18 | 277 |
| Landscaping firms with fewer than 5 employees | 79% | 70% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Jackson County, 79% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
18 nursery and garden supply retailers operate in Jackson County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
What Medford's housing means for landscapers
Medford has 36,630.0 housing units, 68% of them single-family homes (Oregon: 68%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
11% of Medford workers work from home (state: 19%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Pesticide licensing for Medford landscapers
In Oregon, the Oregon Department of Agriculture licenses commercial pesticide applicators. Medford crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 11,870 landscaping and groundskeeping workers in Oregon earning a median $45,040 a year (May 2025).
Where Medford fits
Multnomah County, which includes Portland, counts 238 landscaping services establishments. Salem's county (Marion County) has 220 landscaping firms. Ranked by landscaping firms in the county, Medford is number 16 among 20 Oregon city guides here.
What underwriters ask Medford landscapers
- Annual revenue
- Chemical application
- Commercial contracts
- Mowing, installation, tree, chemical, snow: share of revenue for each
- Loss runs
- Employees and payroll by job type
Start a Medford landscaper quote
Common questions from Medford landscapers
What insurance do Medford landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How big is the landscaping industry around Medford?
The Census Bureau counted 128 landscaping service establishments in Jackson County in 2023.
What do Medford property managers require from landscapers?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Landscaper guides close to Medford
Landscaper insurance in Oregon · Coverage
Last updated October 15, 2026 · How we research