Reno, NV
Insurance for Reno, NV landscapers
Liability, auto, equipment, and workers' comp for Reno landscapers and lawn care companies. A quote is not a binder.
Landscaping is a sizable trade around Reno. Washoe County had 227 landscaping service establishments in 2023, 27.2% of the Nevada total.
The Reno-area green industry
| Census 2023 | Washoe County | All of Nevada |
|---|---|---|
| Landscaping services establishments | 227 | 834 |
| Landscaping services employees | 1,986 | 10,949 |
| Annual payroll per landscaping employee | $57,578 | $45,668 |
| All services to buildings and dwellings | 498 | 2,241 |
| Nursery, garden center, and farm supply stores | 12 | 66 |
| Landscaping firms with fewer than 5 employees | 59% | 57% |
Census County Business Patterns (2023 data year).
In Washoe County, 59% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
12 nursery and garden supply retailers operate in Washoe County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
Lawns and properties in Reno
Half of Reno's homes were built before 1991. Newer subdivisions with irrigation systems and young plantings mean installation, irrigation service, and HOA maintenance work.
12% of Reno workers work from home (state: 12%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Reno landscapers
Chemical application is regulated in Nevada by the Nevada Department of Agriculture. For Reno landscapers, drift and misapplication claims are the main insurance concern.
BLS estimates 9,980 landscaping and groundskeeping workers in Nevada earning a median $38,820 a year (May 2025).
Where Reno fits
Clark County, which includes Las Vegas, counts 473 landscaping services establishments. Clark County, which includes Henderson, counts 473 landscaping services establishments. Neighboring Sparks, also in Washoe County, has a median housing year of 1993. On county landscaping firm count, Reno comes in 6th of the 15 Nevada cities we cover.
Reno landscaper quote prep
- Chemical application
- Year, make, VIN, and drivers
- Three to five years of claims history
- Gross receipts for the last year
- Maximum height and whether you remove trees
- Equipment list
Reno landscaper insurance FAQ
Which policies do lawn care companies in Reno carry?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Nevada page.
How many landscaping companies are in Washoe County?
The Census Bureau counted 227 landscaping service establishments in Washoe County in 2023.
What do Reno property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Nevada landscaping towns nearby
Landscaper insurance in Nevada · Coverage
Last updated October 15, 2026 · How we research