Terre Haute, IN
Insurance for Terre Haute, IN landscapers
County landscaping data, chemical licensing, and what insurers ask Terre Haute crews. A quote is not a binder.
Lawn, landscape, and grounds companies serving Terre Haute (58,531 people) compete in a county with 33 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 198 people.
Landscapers in Vigo County by the numbers
| Census 2023 | Vigo County | All of Indiana |
|---|---|---|
| Landscaping services establishments | 33 | 2,463 |
| Landscaping services employees | 198 | 17,467 |
| Annual payroll per landscaping employee | $37,919 | $47,982 |
| All services to buildings and dwellings | 66 | 4,356 |
| Landscaping firms with fewer than 5 employees | 61% | 67% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Vigo County, 61% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
The Terre Haute customer base
Renters occupy 48% of Terre Haute's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
6% of Terre Haute workers work from home (state: 11%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Chemical application rules for Terre Haute crews
In Indiana, the Office of Indiana State Chemist licenses commercial pesticide applicators. Terre Haute crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
Statewide, the median annual wage for landscaping and groundskeeping workers was $38,070 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Where Terre Haute fits
Marion County, which includes Indianapolis, counts 269 landscaping services establishments. Allen County, which includes Fort Wayne, counts 157 landscaping services establishments. On county landscaping firm count, Terre Haute comes in 23rd of the 25 Indiana cities we cover.
Get ready for a Terre Haute landscaping quote
- Equipment list
- Annual revenue
- Maximum height and whether you remove trees
- Products used and applicator licenses
- Loss runs
- Employees and payroll by job type
Start a Terre Haute landscaper quote
Common questions from Terre Haute landscapers
Which policies do lawn care companies in Terre Haute carry?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Indiana page.
How many landscaping companies are in Vigo County?
The Census Bureau counted 33 landscaping service establishments in Vigo County in 2023.
Do Terre Haute HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Landscaper guides close to Terre Haute
Landscaper insurance in Indiana · Coverage
Last updated October 15, 2026 · How we research