Lawrence, IN
Landscaper insurance in Lawrence, Indiana
County landscaping data, chemical licensing, and what insurers ask Lawrence crews. A quote is not a binder.
Marion County is the working territory for Lawrence's landscapers: the Census Bureau counted 269 landscaping service businesses there in 2023, out of 2,463 statewide. Lawrence itself has about 49,817 residents.
Landscapers in Marion County by the numbers
| Census 2023 | Marion County | All of Indiana |
|---|---|---|
| Landscaping services establishments | 269 | 2,463 |
| Landscaping services employees | 2,493 | 17,467 |
| Annual payroll per landscaping employee | $44,444 | $47,982 |
| All services to buildings and dwellings | 594 | 4,356 |
| Nursery, garden center, and farm supply stores | 23 | 307 |
| Landscaping firms with fewer than 5 employees | 59% | 67% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
23 nursery and garden supply retailers operate in Marion County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
Lawns and properties in Lawrence
Single-family homes make up 68% of Lawrence's 20,422.0 housing units. Buildings of five or more units account for 18%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
In Lawrence, the typical home dates to 1992 and 34% of households rent.
15% of Lawrence workers work from home (state: 11%), which means more people at home during weekday mowing and blowing, and more attention to noise, debris, and crew conduct.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Lawrence landscapers
Landscapers applying weed or insect control for Lawrence clients generally need a commercial applicator license from the Office of Indiana State Chemist. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
BLS estimates 19,260 landscaping and groundskeeping workers in Indiana earning a median $38,070 a year (May 2025).
Lawrence next to other Indiana markets
Landscapers around Fort Wayne number 157 at the county level. Landscapers around Evansville number 57 at the county level. Neighboring Indianapolis, also in Marion County, has a median housing year of 1973. Ranked by landscaping firms in the county, Lawrence is number 2 among 25 Indiana city guides here.
What underwriters ask Lawrence landscapers
- Services and revenue share
- Year, make, VIN, and drivers
- Tree work height
- HOA and property manager insurance requirements
- Annual revenue
- Three to five years of claims history
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Common questions from Lawrence landscapers
What insurance do Lawrence landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Marion County?
The Census Bureau counted 269 landscaping service establishments in Marion County in 2023.
Do Lawrence HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Indiana landscaping towns nearby
Landscaper insurance in Indiana · Coverage
Last updated October 15, 2026 · How we research