Anderson, IN
Anderson, IN landscaping and lawn care insurance
Liability, auto, equipment, and workers' comp for Anderson landscapers and lawn care companies. A quote is not a binder.
Madison County is the working territory for Anderson's landscapers: the Census Bureau counted 64 landscaping service businesses there in 2023, out of 2,463 statewide. Anderson itself has about 55,851 residents.
Landscaping firms near Anderson
| Census 2023 | Madison County | All of Indiana |
|---|---|---|
| Landscaping services establishments | 64 | 2,463 |
| Landscaping services employees | 315 | 17,467 |
| Annual payroll per landscaping employee | $40,622 | $47,982 |
| All services to buildings and dwellings | 102 | 4,356 |
| Nursery, garden center, and farm supply stores | 3 | 307 |
| Landscaping firms with fewer than 5 employees | 70% | 67% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
In Madison County, 70% of landscaping businesses employ fewer than five people. Small crews still face big claims, especially from thrown objects and trailer accidents.
3 nursery and garden supply retailers operate in Madison County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
What Anderson's housing means for landscapers
Renters occupy 45% of Anderson's occupied homes. Rental-heavy areas shift work toward property managers and apartment communities, which typically require additional insured endorsements and certificates before a crew starts.
With 10% of its 23,432 workers home-based, Anderson has fewer residents home during the day than the state average (11%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Pesticide licensing for Anderson landscapers
In Indiana, the Office of Indiana State Chemist licenses commercial pesticide applicators. Anderson crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
Statewide, the median annual wage for landscaping and groundskeeping workers was $38,070 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Landscaping markets around Anderson
Indianapolis's county (Marion County) has 269 landscaping firms. Fort Wayne's county (Allen County) has 157 landscaping firms. Ranked by landscaping firms in the county, Anderson is number 15 among 25 Indiana city guides here.
What underwriters ask Anderson landscapers
- Crew size and payroll
- Products used and applicator licenses
- HOA and property manager insurance requirements
- Mowing, installation, tree, chemical, snow: share of revenue for each
- Three to five years of claims history
- Maximum height and whether you remove trees
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Common questions from Anderson landscapers
What insurance do Anderson landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How big is the landscaping industry around Anderson?
The Census Bureau counted 64 landscaping service establishments in Madison County in 2023.
What do Anderson property managers require from landscapers?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Anderson
Landscaper insurance in Indiana · Coverage
Last updated October 15, 2026 · How we research