Coeur d'Alene, ID
Coeur d'Alene, ID landscaping and lawn care insurance
County landscaping data, chemical licensing, and what insurers ask Coeur d'Alene crews. A quote is not a binder.
Lawn, landscape, and grounds companies serving Coeur d'Alene (57,355 people) compete in a county with 122 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 498 people.
Landscapers in Kootenai County by the numbers
| Census 2023 | Kootenai County | All of Idaho |
|---|---|---|
| Landscaping services establishments | 122 | 1,166 |
| Landscaping services employees | 498 | 6,135 |
| Annual payroll per landscaping employee | $53,588 | $51,496 |
| All services to buildings and dwellings | 220 | 2,102 |
| Nursery, garden center, and farm supply stores | 11 | 116 |
| Landscaping firms with fewer than 5 employees | 70% | 72% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (70% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
11 nursery and garden supply retailers operate in Kootenai County. Busy spring planting seasons mean more installation jobs, more trucks on the road, and more seasonal hires.
The Coeur d'Alene customer base
Coeur d'Alene has 26,142.0 housing units, 70% of them single-family homes (Idaho: 77%). Single-family neighborhoods drive recurring mowing and maintenance routes; apartment complexes and HOAs drive commercial grounds contracts.
With 13% of its 27,115 workers home-based, Coeur d'Alene has fewer residents home during the day than the state average (13%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Chemical application rules for Coeur d'Alene crews
In Idaho, the Idaho State Department of Agriculture licenses commercial pesticide applicators. Coeur d'Alene crews that spray herbicides should confirm both the license and insurance coverage, since pollution exclusions can apply.
BLS estimates 7,980 landscaping and groundskeeping workers in Idaho earning a median $41,600 a year (May 2025).
Coeur d'Alene next to other Idaho markets
Boise's county (Ada County) has 315 landscaping firms. Landscapers around Meridian number 315 at the county level. Neighboring Post Falls, also in Kootenai County, has a median housing year of 2005. Ranked by landscaping firms in the county, Coeur d'Alene is number 7 among 15 Idaho city guides here.
Get ready for a Coeur d'Alene landscaping quote
- High-value machines with serial numbers
- Commercial contracts
- Loss runs
- Gross receipts for the last year
- Employees and payroll by job type
- Tree work height
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Common questions from Coeur d'Alene landscapers
Which policies do lawn care companies in Coeur d'Alene carry?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Kootenai County?
The Census Bureau counted 122 landscaping service establishments in Kootenai County in 2023.
Do Coeur d'Alene HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Idaho landscaping towns nearby
Landscaper insurance in Idaho · Coverage
Last updated October 15, 2026 · How we research