Russellville, AR
Insurance for Russellville, AR landscapers
County landscaping data, chemical licensing, and what insurers ask Russellville crews. A quote is not a binder.
Lawn, landscape, and grounds companies serving Russellville (29,442 people) compete in a county with 16 landscaping firms, by the 2023 County Business Patterns count. Those firms employed 101 people.
Landscapers in Pope County by the numbers
| Census 2023 | Pope County | All of Arkansas |
|---|---|---|
| Landscaping services establishments | 16 | 753 |
| Landscaping services employees | 101 | 4,607 |
| Annual payroll per landscaping employee | $19,713 | $42,497 |
| All services to buildings and dwellings | 37 | 1,550 |
| Nursery, garden center, and farm supply stores | 7 | 217 |
| Landscaping firms with fewer than 5 employees | 69% | 71% |
Census County Business Patterns (2023 data year).
Small operations dominate the county's landscaping trade (69% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
The county also has 7 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
The Russellville customer base
Single-family homes make up 69% of Russellville's 11,675.0 housing units. Buildings of five or more units account for 15%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
With 5% of its 12,834 workers home-based, Russellville has fewer residents home during the day than the state average (9%). Thrown-object and property damage claims often come from homeowners who are present.
Housing and work patterns: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Chemical application rules for Russellville crews
Landscapers applying weed or insect control for Russellville clients generally need a commercial applicator license from the Arkansas Department of Agriculture, State Plant Board. Many general liability policies also need a pesticide endorsement. See our pesticide liability guide.
Statewide, the median annual wage for landscaping and groundskeeping workers was $35,770 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Russellville next to other Arkansas markets
Little Rock's county (Pulaski County) has 116 landscaping firms. Landscapers around Fayetteville number 94 at the county level. On county landscaping firm count, Russellville comes in 17th of the 20 Arkansas cities we cover.
What underwriters ask Russellville landscapers
- Vehicles and trailers
- High-value machines with serial numbers
- Products used and applicator licenses
- HOA and property manager insurance requirements
- Annual revenue
- Loss runs
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Russellville landscaper insurance FAQ
What insurance do Russellville landscapers need?
Liability, auto, inland marine for equipment, and workers' comp are standard. Chemical work, tree work, and snow need specific coverage.
How many landscaping companies are in Pope County?
The Census Bureau counted 16 landscaping service establishments in Pope County in 2023.
Do Russellville HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Landscaper guides close to Russellville
Landscaper insurance in Arkansas · Coverage
Last updated October 15, 2026 · How we research