Pine Bluff, AR
Landscaper insurance in Pine Bluff, Arkansas
Liability, auto, equipment, and workers' comp for Pine Bluff landscapers and lawn care companies. A quote is not a binder.
About 38,785 people live in Pine Bluff, and the surrounding county supports 5 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
Landscapers in Jefferson County by the numbers
| Census 2023 | Jefferson County | All of Arkansas |
|---|---|---|
| Landscaping services establishments | 5 | 753 |
| Landscaping services employees | 22 | 4,607 |
| Annual payroll per landscaping employee | $48,591 | $42,497 |
| All services to buildings and dwellings | 18 | 1,550 |
| Nursery, garden center, and farm supply stores | 4 | 217 |
| Landscaping firms with fewer than 5 employees | 80% | 71% |
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
Small operations dominate the county's landscaping trade (80% have under five employees). As they add crews, workers' compensation and higher liability limits become necessary.
The county also has 4 nursery, garden center, and farm supply stores, which supply plants and materials for installation work and signal steady residential demand.
The Pine Bluff customer base
Half of Pine Bluff's homes were built before 1973. Mature neighborhoods with established trees mean more pruning and removal requests, which many landscaping policies limit.
Census data show 4% of Pine Bluff's employed residents work from home. Crews working near occupied homes should clear yards of debris before mowing and keep trailers out of driveways.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Spraying for hire in Pine Bluff
Chemical application is regulated in Arkansas by the Arkansas Department of Agriculture, State Plant Board. For Pine Bluff landscapers, drift and misapplication claims are the main insurance concern.
Statewide, the median annual wage for landscaping and groundskeeping workers was $35,770 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Where Pine Bluff fits
Little Rock's county (Pulaski County) has 116 landscaping firms. Landscapers around Fayetteville number 94 at the county level. On county landscaping firm count, Pine Bluff comes in 20th of the 20 Arkansas cities we cover.
Get ready for a Pine Bluff landscaping quote
- Year, make, VIN, and drivers
- Products used and applicator licenses
- Annual revenue
- Crew size and payroll
- High-value machines with serial numbers
- Tree work height
Start a Pine Bluff landscaper quote
Common questions from Pine Bluff landscapers
What insurance do Pine Bluff landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Arkansas page.
How big is the landscaping industry around Pine Bluff?
The Census Bureau counted 5 landscaping service establishments in Jefferson County in 2023.
Do Pine Bluff HOAs require certificates?
Usually general liability with additional insured status, plus auto and workers' comp certificates. See groundskeeping coverage.
Landscaper guides close to Pine Bluff
Landscaper insurance in Arkansas · Coverage
Last updated October 15, 2026 · How we research