Tempe, AZ
Tempe, AZ landscaping and lawn care insurance
County landscaping data, chemical licensing, and what insurers ask Tempe crews. A quote is not a binder.
About 189,834 people live in Tempe, and the surrounding county supports 1,148 landscaping businesses, from solo mowing operators to multi-crew installation and maintenance companies.
Landscaping firms near Tempe
Counts: County Business Patterns 2023, NAICS 561730 and related codes.
With 89 garden centers and nurseries in the county, installation crews have local sources for stock. Installation work brings completed operations exposure that maintenance-only crews avoid.
Tempe yards and grounds
Single-family homes make up 48% of Tempe's 86,182.0 housing units. Buildings of five or more units account for 42%, and those properties usually hire commercial grounds maintenance with stricter insurance requirements.
Tempe: 58% renter-occupied, median housing year 1984.
Census data show 21% of Tempe's employed residents work from home. Crews working near occupied homes should clear yards of debris before mowing and keep trailers out of driveways.
Census American Community Survey 2020–2024 (housing units, structure type, year built, tenure, and means of transportation to work); 2024 city population estimates.
Spraying for hire in Tempe
Chemical application is regulated in Arizona by the Arizona Department of Agriculture. For Tempe landscapers, drift and misapplication claims are the main insurance concern.
Statewide, the median annual wage for landscaping and groundskeeping workers was $38,910 in May 2025, per BLS. Payroll drives workers' compensation premiums.
Tempe next to other Arizona markets
Phoenix shares the same county landscaping market as Tempe, with 653,065.0 housing units. Ranked by landscaping firms in the county, Tempe is number 8 among 25 Arizona city guides here.
Tempe landscaper quote prep
- Year, make, VIN, and drivers
- Three to five years of claims history
- High-value machines with serial numbers
- Gross receipts for the last year
- Services and revenue share
- Maximum height and whether you remove trees
Start a Tempe landscaper quote
Common questions from Tempe landscapers
What insurance do Tempe landscapers need?
General liability, commercial auto, equipment coverage, and workers' compensation once you hire. See the Arizona page.
How big is the landscaping industry around Tempe?
The Census Bureau counted 1,148 landscaping service establishments in Maricopa County in 2023.
Do Tempe HOAs require certificates?
Most ask for $1 million liability limits and additional insured endorsements. See general liability.
Arizona landscaping towns nearby
Landscaper insurance in Arizona · Coverage
Last updated October 15, 2026 · How we research